'Since the category has a limited track record, assess the fund manager's experience across equity and debt market cycles rather than relying only on past returns.'
Rental yield can indicate whether a property is undervalued, overvalued or fairly valued.
Mumbai Police have arrested a man for allegedly defrauding a senior executive of over Rs 60 lakh under the guise of cryptocurrency investment.
The ruling does not mean developers must always pay stamp duty. The liability depends on the applicable law and contractual terms.
BAFs seek to offer a smoother experience across market cycles, not the full upside of a bull market.
Futures and options (F&O) trading suits investors with good market knowledge, sufficient risk capital, a tested strategy and strong discipline.
Investors should cap gold allocation at 10-15 per cent and consider staggered purchases through gold ETFs.
Do not share OTPs, PINs, authentication codes, card numbers, card verification values (CVVs), KYC details, security answers, Internet-banking passwords or Aadhaar-based authentication credentials through SMS, e-mail or phone calls.
Verify a content creator's Sebi registration, qualifications and certifications before acting on their advice.
List all unavoidable expenses such as rent, groceries, transportation, education and medical bills.
Odisha Police have arrested a man from West Bengal for his alleged involvement in an online investment fraud case involving Rs 12.33 crore.
Life cycle funds may suit people who are starting their investing journey. They may suit those who do not want to monitor their investments frequently. Busy professionals, beginners and delegators, who lack the time, information or interest to manage asset allocation actively, may find these funds useful.
Smallcap and midcap funds now account for nearly 30% of active equity MF folios, as stock-market gains revive investor appetite for high-growth segments.
A savings or current account with no customer-induced transaction for more than 24 months is classified as inoperative.
Combine a robust base health plan with a super top-up, critical illness cover and a dedicated medical corpus to protect household finances from soaring treatment costs.
A delayed ITR could prompt greater scrutiny, document requests or processing delays.
'...as we believe with the adoption of AI, our IT services companies' revenue models will have to undergo a reset, which may in turn impact their potential for earnings growth.'
In an hour-long chat on Wednesday, financial planning expert Sailesh Multani offered some valuable investment tips.
In an hour-long chat on rediff.com on Wednesday, financial planning expert Sailesh Multani offered some valuable investment tips.
Marriage, childbirth, dependent parents and ageing increase the cover a person needs.
'Taxpayers should not ignore any of these notices. Verifying the facts and responding promptly can help resolve issues early and avoid unnecessary litigation.'
From the financial year 2025-2026, the government has introduced a new column in the tax return form for presumptive taxpayers, requiring them to disclose their year-end investments. This requirement was not present last year.
rediffGURU T S Khurana answers readers' personal income tax queries
Education loan defaults carry serious consequences. Credit bureaus record missed payments against both the student and the co-borrower, usually a parent.
'The market is currently neither cheap enough to be exciting about nor expensive enough to worry about.'
'Users should protect their savings goals before allocating money to discretionary expenditure.'
Understanding a product and assessing its suitability improve the chances of staying invested. Use life insurance mainly to cover risk, not to seek returns.
Taxpayers must provide more details to support deduction and exemption claims.
Avoid builders with very large commitments.
Long-duration bonds allow investors to match investment tenure with long-term liabilities and also stabilise their long-duration portfolios.
The EPF should remain a retirement nest egg, not be turned into an emergency fund.
If something matters, schedule it, block it, put a placeholder in your calendar, says Sonica Aron, founder and managing director of Marching Sheep.
Smallcap funds give investors access to businesses that can grow much faster than the broader economy.
...and 3 lakh for harassment.
These new provisions are expected to help heirs access securities faster.
Delhi Police have busted a cyber fraud syndicate involved in duping people through fake stock investments, leading to the arrest of a 24-year-old student.
If reimbursement becomes unavoidable, submit a complete file at the earliest.
The tax treatment of equity savings funds makes them appealing, especially to investors in higher income-tax brackets.
With duties at 15%, GST at 3%, and making charges running as high as 20% -- the gap between a smart purchase and a careless one can easily be Rs 30,000 to Rs 50,000 on every Rs 1 lakh invested. And most of that gap is entirely avoidable. Ramalingam Kalirajan explains the math.
Tax treatment depends on the activity and manner of earning income.
